While every situation is different, as a general rule, you should never accept a settlement immediately after an accident because you don't truly know the extent of your injuries.

For economic reasons many Maryland residents register their cars in Virginia. As shocking as it is, Virginia doesn't require insurance on vehicles registered in their state.

GAP refers to Guaranteed Auto Insurance Protection. It can come into play after an accident when a vehicle is determined a total loss by either your insurance company or the insurance company of the vehicle that caused the accident.